Home Buying Process

Ian Broadie | Gig Harbor | Craftsman | Listing
Ian Broadie | North Tacoma | Listing
Ian Broadie | North Tacoma | Listing | Kitchen

Here's a summary of the home buying process to give you an overview of what to expect

  • Assess your finances, calculate your budget, and consult with a lender to get pre-approved for a mortgage loan.

  • Hire a reputable agent who can guide you through the home buying process, help you find a property that meets your needs, and negotiate on your behalf.

  • Work with your agent to find properties that meet your needs. Tour homes and narrow down your options.

  • Once you find a home you like, submit a written offer to the seller. The seller may accept, reject or counter the offer, Negotiations may involve price, contingencies, and closing timelines.

  • Upon acceptance of an offer, schedule a home inspection to evaluate the property’s condition. Review any applicable documents, such as disclosures, and conduct necessary research on the neighborhood and property history.

  • Work closely with your lender to finalize your mortgage and secure financing. Review and sign all necessary legal documents related to the purchase.

  • Before closing, attend a final walkthrough of the property to ensure it’s in the agreed upon condition and any requested repairs have been completed.

  • Attend the closing meeting, where you’ll sign the final paperwork, pay closing costs, and receive the keys to your new home. Transfer of ownership occurs, and you officially become a homeowner.

Remember, this is a simplified overview, and each home buying journey may have unique elements or variations. Reach out if you're interested in chatting about what this could look like for you.