Assess your finances, calculate your budget, and consult with a lender to get pre-approved for a mortgage loan.

Hire a reputable agent who can guide you through the home buying process, help you find a property that meets your needs, and negotiate on your behalf.

Work with your agent to find properties that meet your needs. Tour homes and narrow down your options.

Once you find a home you like, submit a written offer to the seller. The seller may accept, reject or counter the offer, Negotiations may involve price, contingencies, and closing timelines.

Upon acceptance of an offer, schedule a home inspection to evaluate the property’s condition. Review any applicable documents, such as disclosures, and conduct necessary research on the neighborhood and property history.

Work closely with your lender to finalize your mortgage and secure financing. Review and sign all necessary legal documents related to the purchase.

Before closing, attend a final walkthrough of the property to ensure it’s in the agreed upon condition and any requested repairs have been completed.

Attend the closing meeting, where you’ll sign the final paperwork, pay closing costs, and receive the keys to your new home. Transfer of ownership occurs, and you officially become a homeowner.